If you are looking for a website where you can learn about different ways to protect yourself against identity theft, you may want to check out IdentityTheft.com. This site offers information on Pretexting, Phishing, Hacking, File-sharing network searches, and social engineering attacks. All of these are methods used by hackers and identity thieves to get access to your personal information and bank accounts.
Phishing involves the theft of personal information through a malicious web site. The most common form of phishing is when a spoofed website is used to trick consumers into providing their financial and personal information.
When you receive a phishing email, you may be asked to enter your password, personal identification number (PIN), or social security number. This may seem like a legitimate request, but the fact is, phishing emails are fake and the information you provide is not secure.
To avoid phishing scams, it's important to use a firewall on your PC, install anti-virus software, and choose passwords that are difficult to guess. Additionally, you should avoid sharing your passwords with people you don't know.
Identity theft is a type of crime in which thieves use another person's identity to obtain credit, run up large credit balances, and open new accounts. It is estimated that about 15 million Americans have their identities stolen every year. If you think you've been a victim of cyber-crime, report it to your local police and the Federal Trade Commission.
Some of the more common types of phishing scams are spear phishing, smishing, and pharming. These scams involve a spoofed website that looks like a reputable firm or government agency. You should be aware that legitimate firms and governments often use spyware detection software and firewalls to keep their computers protected.
These types of phishing scams typically use keystroke loggers to record your passwords and gain access to your online accounts. They can also eavesdrop on your connection to the Internet.
If you've received a suspicious email, contact the financial institution or the police immediately. Do not open the message.
Pretexting is a nifty way of convincing unsuspecting victims to hand over their credentials. It is a technique often used by scammers wishing to wrangle their way into consumers' wallets. Typically, the ominous will take the form of a phone call or an email. A slickly dressed fraudster will convince the victim to hand over their details by pretending to be a banker, a credit card company employee, or a slick salesman. In the event that the ruse is successful, the victim is left with a free gift card.
Pretexting is most often the product of a slick social engineer. For example, a prankster may snag a consumer's credit card numbers by posing as an ISP and trick the victim into making a payment via the medium of an email. Alternatively, a clever crook may employ a nefarious social network.
While pretexting is illegal, it can be an effective method of obtaining a consumer's sensitive financial information. Some of the more nefarious types will even re-route billing statements to a fraudulent alias. However, this tactic is most common against corporations that retain and maintain their client's sensitive data. Thankfully, there are measures that a responsible corporation can put in place to keep a lid on the nefarious brethren.
One good way to avoid being a victim of identity theft is to heed the warnings about unscrupulous companies that are known to pretext. In fact, the act of phishing is a cliche to any company's compliance officer, so it's not surprising that a slew of reputable institutions are waging war on the cybercriminals who seek to take their business. Likewise, companies must take the time to educate themselves on the tricks of the trade and enact measures to counter them.
In a nutshell, identity theft is the unauthorized use of another person's name, Social Security number or credit card information for financial gain. There are a variety of techniques that thieves use to pull off the heist. Some thieves may even eavesdrop on your communications with a public network, if you are not too careful. If you are worried about your security and privacy, it's a good idea to keep your own network secure and your mobile devices locked down.
It's also a good idea to take the time to file a police report. This not only helps to prevent further fraud but it can also help you deal with any existing debts. The consequences of identity theft can be dire if the perpetrators get away with it. Fortunately, the FTC has a hand in helping law enforcement officials investigate and thwart these nefarious individuals.
Thankfully, there are plenty of online services and tools to guard against hackers. In particular, it's a good idea to avoid using online banking on a public WIFI network, or your smartphone. A hacker with a little skill can easily hijack your credentials and your credit. Also, never use the same password for more than one site. To make things more challenging, you could install key logging software that can track your website activities. And you should always use a strong password, preferably something complex and unique.
In fact, if you are worried about your security, you might want to consider installing a personal firewall. Likewise, you might be better off installing the latest in antivirus software. But the most important step is to be aware that identity theft is a serious problem and you should take the necessary steps to protect yourself from becoming a victim.
Many people are aware of the T-Mobile data breach that impacted 50-100 million users. This attack was able to access personal information and email addresses, and even full names. The criminals exploited the data to gain a foothold in a person's life. But they also gained access to phone numbers, location data, and other biographical information.
It's important to take the appropriate precautions if you feel you may have been a victim of a hacking attack. The best way to protect yourself is to apply for a credit freeze. A freeze is a free way to keep your identity from being stolen. Also, you should avoid giving out any personal information online, especially through social networking sites.
You can also use social engineering to spoof your caller ID. This will make it seem as though the person calling is from the company or individual you trust. For example, you may receive an email or text from someone who pretends to be from the IRS. They may try to convince you to give them more information. However, if you don't believe the email or text, don't respond. Instead, go to a known URL. If you're concerned, talk to your family and friends about the issue.
As with all things, remember to be skeptical. Scammers are relying on social engineering and intimidation tactics to convince you to divulge information. Be sure to remain calm, and remember that you have the right to protect your identity. If you feel you've been targeted, change your password immediately.
Social engineering attacks are a major problem and should be addressed by all users. These hackers look for the weakest link in their target's network. Remember to never give out your personal information, including your social networking passwords, to anyone who doesn't ask you directly.